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2024 Max Roth Ira Contribution Limits. For 2024, you can contribute up to $7,000 to a roth ira if you're under 50. Roth ira contribution limits for 2024 are bigger than ever. The contribution limit for individual retirement accounts (iras) for the 2024 tax year is $7,000. The 2024 ira contribution limit is $7,000 in 2024.